diff --git a/public/css/shared.css b/public/css/shared.css
index cfc1e12..f436b20 100644
--- a/public/css/shared.css
+++ b/public/css/shared.css
@@ -551,3 +551,44 @@ a:hover {
         padding: 8px 6px;
     }
 }
+
+/* ── Delta Pills ──────────────────────────────── */
+
+.delta-pill {
+    display: inline-flex;
+    align-items: center;
+    padding: 2px 8px;
+    border-radius: 999px;
+    font-family: var(--font-mono);
+    font-feature-settings: "tnum", "zero";
+    font-size: 11px;
+    font-weight: 500;
+    margin-top: 4px;
+}
+
+.delta-pill.up {
+    background: var(--up-soft);
+    color: var(--up);
+}
+
+.delta-pill.down {
+    background: var(--down-soft);
+    color: var(--down);
+}
+
+.delta-pill.flat {
+    background: oklch(0.95 0.004 260);
+    color: var(--ink-3);
+}
+
+/* ── Table Header Hints ───────────────────────── */
+
+.th-hint {
+    display: block;
+    font-size: 9.5px;
+    font-weight: 400;
+    text-transform: none;
+    letter-spacing: 0;
+    color: var(--ink-3);
+    margin-top: 2px;
+}
diff --git a/public/js/players.js b/public/js/players.js
index d0c80e6..5741082 100644
--- a/public/js/players.js
+++ b/public/js/players.js
@@ -96,16 +96,10 @@ async function refreshPlayer(pdgaNumber) {
         if (data.success) {
             const row = document.getElementById(`row-${pdgaNumber}`);
             const ratingCell = row.querySelector('.rating');
-            const ratingChangeCell = row.querySelector('.rating-change');
 
             const nameLink = row.querySelector('.player-name a');
             nameLink.textContent = data.player.name;
 
-            const ratingChangeText = data.player.ratingChange ?
-                (data.player.ratingChange > 0 ? `+${data.player.ratingChange}` : data.player.ratingChange.toString()) : 'N/A';
-            const ratingChangeClass = data.player.ratingChange > 0 ? 'positive' :
-                                    data.player.ratingChange < 0 ? 'negative' : 'neutral';
-
             const ratingValue = ratingCell.querySelector('.rating-value');
             if (ratingValue) {
                 ratingValue.textContent = data.player.rating || 'N/A';
@@ -122,13 +116,13 @@ async function refreshPlayer(pdgaNumber) {
                 }
             }
 
-            if (ratingChangeCell) ratingChangeCell.textContent = ratingChangeText;
-            if (ratingChangeCell) ratingChangeCell.className = `rating-change ${ratingChangeClass} mobile-hide`;
-
-            const mobileChange = ratingCell.querySelector('.mobile-only.rating-change');
-            if (mobileChange) {
-                mobileChange.textContent = ratingChangeText;
-                mobileChange.className = `mobile-only rating-change ${ratingChangeClass}`;
+            const deltaMonthPill = ratingCell.querySelector('.delta-pill');
+            if (deltaMonthPill && data.player.ratingChange != null) {
+                const pillChange = data.player.ratingChange;
+                const pillText = pillChange > 0 ? `+${pillChange}` : pillChange.toString();
+                const pillClass = pillChange > 0 ? 'up' : pillChange < 0 ? 'down' : 'flat';
+                deltaMonthPill.textContent = pillText;
+                deltaMonthPill.className = `delta-pill ${pillClass}`;
             }
         }
     } catch (error) {
diff --git a/src/models/player.js b/src/models/player.js
index 758061c..8f94c8d 100644
--- a/src/models/player.js
+++ b/src/models/player.js
@@ -33,7 +33,7 @@ function getRatingHistoryFromDB(pdgaNumber) {
     db.get('SELECT id FROM players WHERE pdga_number = ?', [pdgaNumber], (err, player) => {
       if (err) return reject(err);
       if (!player) return resolve(null);
-      
+
       db.all(
         'SELECT * FROM rating_history WHERE player_id = ? ORDER BY date ASC',
         [player.id],
@@ -51,26 +51,26 @@ function saveRatingHistoryToDB(pdgaNumber, ratingHistory) {
     db.get('SELECT id FROM players WHERE pdga_number = ?', [pdgaNumber], (err, player) => {
       if (err) return reject(err);
       if (!player) return reject(new Error('Player not found'));
-      
+
       db.run('DELETE FROM rating_history WHERE player_id = ?', [player.id], (err) => {
         if (err) return reject(err);
-        
+
         if (ratingHistory.length === 0) {
           return resolve();
         }
-        
+
         let completed = 0;
         const total = ratingHistory.length;
-        
+
         ratingHistory.forEach(entry => {
           const parsedDate = parseDate(entry.date);
-          
+
           db.run(
             'INSERT INTO rating_history (player_id, date, rating) VALUES (?, ?, ?)',
             [player.id, parsedDate.toISOString().split('T')[0], entry.rating],
             (err) => {
               if (err) return reject(err);
-              
+
               completed++;
               if (completed === total) {
                 resolve();
@@ -88,7 +88,7 @@ function getRoundHistoryFromDB(pdgaNumber) {
     db.get('SELECT id FROM players WHERE pdga_number = ?', [pdgaNumber], (err, player) => {
       if (err) return reject(err);
       if (!player) return resolve([]);
-      
+
       db.all(
         'SELECT * FROM round_history WHERE player_id = ? ORDER BY date DESC',
         [player.id],
@@ -132,7 +132,7 @@ function saveRoundHistoryToDB(pdgaNumber, roundData, isIncremental = false) {
     db.get('SELECT id FROM players WHERE pdga_number = ?', [pdgaNumber], (err, player) => {
       if (err) return reject(err);
       if (!player) return reject(new Error('Player not found'));
-      
+
       const processRounds = () => {
         if (roundData.length === 0) {
           db.run('UPDATE players SET last_round_update = datetime("now") WHERE pdga_number = ?', [pdgaNumber], (err) => {
@@ -141,13 +141,13 @@ function saveRoundHistoryToDB(pdgaNumber, roundData, isIncremental = false) {
           });
           return;
         }
-        
+
         const stmt = db.prepare('INSERT OR REPLACE INTO round_history (player_id, date, competition_name, rating) VALUES (?, ?, ?, ?)');
-        
+
         for (const round of roundData) {
           stmt.run([player.id, round.date.toISOString().split('T')[0], round.competition || 'Unknown', round.rating]);
         }
-        
+
         stmt.finalize((err) => {
           if (err) {
             reject(err);
@@ -159,7 +159,7 @@ function saveRoundHistoryToDB(pdgaNumber, roundData, isIncremental = false) {
           }
         });
       };
-      
+
       if (!isIncremental) {
         db.run('DELETE FROM round_history WHERE player_id = ?', [player.id], (err) => {
           if (err) return reject(err);
@@ -185,6 +185,74 @@ function savePredictedRatingToDB(pdgaNumber, predictedRating, stdDev = null) {
   });
 }
 
+/**
+ * Returns monthly rating snapshots for one player (latest entry per calendar month),
+ * ordered oldest → newest. At most `months` entries; [] if none.
+ */
+function getMonthlyHistory(pdgaNumber, months = 12) {
+  return new Promise((resolve, reject) => {
+    db.get('SELECT id FROM players WHERE pdga_number = ?', [pdgaNumber], (err, player) => {
+      if (err) return reject(err);
+      if (!player) return resolve([]);
+
+      db.all(
+        `SELECT rating
+         FROM rating_history
+         WHERE player_id = ?
+           AND date IN (
+             SELECT MAX(date)
+             FROM rating_history
+             WHERE player_id = ?
+             GROUP BY strftime('%Y-%m', date)
+           )
+         ORDER BY date ASC
+         LIMIT ?`,
+        [player.id, player.id, months],
+        (err, rows) => {
+          if (err) return reject(err);
+          resolve(rows.map(r => r.rating));
+        }
+      );
+    });
+  });
+}
+
+/**
+ * Fetches the last `months` monthly rating snapshots for ALL players in one query.
+ * Returns a Map<pdgaNumber, number[]> (oldest → newest per player).
+ * Use this in bulk-fetch paths to avoid N+1 queries.
+ */
+function getAllMonthlyHistoriesFromDB(months = 12) {
+  return new Promise((resolve, reject) => {
+    db.all(
+      `SELECT p.pdga_number, rh.date, rh.rating
+       FROM rating_history rh
+       JOIN players p ON rh.player_id = p.id
+       INNER JOIN (
+         SELECT player_id, MAX(date) AS max_date
+         FROM rating_history
+         GROUP BY player_id, strftime('%Y-%m', date)
+       ) latest ON rh.player_id = latest.player_id AND rh.date = latest.max_date
+       ORDER BY p.pdga_number, rh.date ASC`,
+      [],
+      (err, rows) => {
+        if (err) return reject(err);
+
+        const map = new Map();
+        for (const row of rows) {
+          if (!map.has(row.pdga_number)) map.set(row.pdga_number, []);
+          map.get(row.pdga_number).push(row.rating);
+        }
+        // Trim each player's history to the requested window
+        for (const [key, arr] of map) {
+          if (arr.length > months) map.set(key, arr.slice(-months));
+        }
+        resolve(map);
+      }
+    );
+  });
+}
+
 function getLastRefresh() {
   return new Promise((resolve, reject) => {
     db.get(
@@ -208,5 +276,7 @@ module.exports = {
   updateLastRoundUpdateDate,
   saveRoundHistoryToDB,
   savePredictedRatingToDB,
-  getLastRefresh
+  getLastRefresh,
+  getMonthlyHistory,
+  getAllMonthlyHistoriesFromDB
 };
diff --git a/src/services/player-service.js b/src/services/player-service.js
index fd86274..523016d 100644
--- a/src/services/player-service.js
+++ b/src/services/player-service.js
@@ -1,10 +1,10 @@
 const { db } = require('../db');
-const { getPlayerFromDB, getRoundHistoryFromDB, savePredictedRatingToDB, savePlayerToDB } = require('../models/player');
+const { getPlayerFromDB, getRoundHistoryFromDB, savePredictedRatingToDB, savePlayerToDB, getMonthlyHistory, getAllMonthlyHistoriesFromDB } = require('../models/player');
 const { fetchPlayerDataHTTP, parsePlayerData } = require('../scrapers/player-http');
 const { calculatePredictedRating } = require('./rating-calculator');
 const logger = require('../logger');
 
-async function getPlayerDataFromDB(pdgaNumber) {
+async function getPlayerDataFromDB(pdgaNumber, { includeMonthlyHistory = true } = {}) {
   try {
     const cachedPlayer = await getPlayerFromDB(pdgaNumber);
     if (cachedPlayer) {
@@ -23,6 +23,11 @@ async function getPlayerDataFromDB(pdgaNumber) {
       const resolvedPredicted = predictedRating > 0 ? predictedRating : null;
       const resolvedStdDev = stdDev > 0 ? stdDev : null;
 
+      // Skip in bulk-fetch paths where caller supplies history via getAllMonthlyHistoriesFromDB
+      const monthlyHistory = includeMonthlyHistory
+        ? await getMonthlyHistory(cachedPlayer.pdga_number)
+        : [];
+
       return {
         pdgaNumber: cachedPlayer.pdga_number,
         name: cachedPlayer.name,
@@ -34,7 +39,7 @@ async function getPlayerDataFromDB(pdgaNumber) {
         lastMonthRating: (rating != null && ratingChange != null) ? rating - ratingChange : null,
         // gap between next predicted update and current rating (null when either is missing)
         deltaPredicted: (resolvedPredicted != null && rating != null) ? resolvedPredicted - rating : null,
-        monthlyHistory: []
+        monthlyHistory
       };
     }
     return null;
@@ -137,6 +142,9 @@ async function getAllRatingsFromDB(progressCallback = null) {
 
     logger.info(`Loading ${allPlayers.length} players from database...`);
 
+    // Fetch all monthly histories in one query so the per-player loop doesn't add N extra queries
+    const monthlyHistoryMap = await getAllMonthlyHistoriesFromDB(12);
+
     const ratings = [];
     const total = allPlayers.length;
 
@@ -154,9 +162,10 @@ async function getAllRatingsFromDB(progressCallback = null) {
       }
 
       try {
-        const playerData = await getPlayerDataFromDB(pdgaNumber);
+        const playerData = await getPlayerDataFromDB(pdgaNumber, { includeMonthlyHistory: false });
 
         if (playerData) {
+          playerData.monthlyHistory = monthlyHistoryMap.get(pdgaNumber) ?? [];
           ratings.push(playerData);
         }
 
diff --git a/views/partials/ratings-table.ejs b/views/partials/ratings-table.ejs
index 386d5bd..c73a84f 100644
--- a/views/partials/ratings-table.ejs
+++ b/views/partials/ratings-table.ejs
@@ -8,17 +8,18 @@
                 <th>Player Name</th>
                 <th class="mobile-hide">PDGA #</th>
                 <th>Rating</th>
-                <th class="mobile-hide">Change</th>
-                <th class="mobile-hide">Predicted</th>
+                <th class="mobile-hide">Predicted<span class="th-hint">next official update</span></th>
             </tr>
         </thead>
         <tbody>
             <% ratings.forEach(function(player, index) {
-                var difference = player.predictedRating && player.rating ? player.predictedRating - player.rating : 0;
-                var diffText = difference > 0 ? '+' + difference : difference.toString();
-                var diffClass = difference > 0 ? 'positive' : difference < 0 ? 'negative' : 'neutral';
-                var ratingChangeText = player.ratingChange ? (player.ratingChange > 0 ? '+' + player.ratingChange : player.ratingChange.toString()) : 'N/A';
-                var ratingChangeClass = player.ratingChange > 0 ? 'positive' : player.ratingChange < 0 ? 'negative' : 'neutral';
+                var ratingChange = player.ratingChange;
+                var ratingChangePillText = ratingChange != null ? (ratingChange > 0 ? '+' + ratingChange : ratingChange.toString()) : null;
+                var ratingChangePillClass = ratingChange > 0 ? 'up' : ratingChange < 0 ? 'down' : 'flat';
+
+                var deltaPredicted = player.deltaPredicted ?? null;
+                var deltaPredictedPillText = deltaPredicted != null ? (deltaPredicted > 0 ? '+' + deltaPredicted : deltaPredicted.toString()) : null;
+                var deltaPredictedPillClass = deltaPredicted > 0 ? 'up' : deltaPredicted < 0 ? 'down' : 'flat';
             %>
             <tr id="row-<%= player.pdgaNumber %>" class="expandable-row" onclick="togglePlayerHistory(<%= player.pdgaNumber %>)">
                 <td class="mobile-hide"><%= index + 1 %></td>
@@ -32,21 +33,25 @@
                         <span class="rating-value" data-rating="<%= player.rating || '' %>" data-stddev="<%= player.stdDev || '' %>" data-pdga="<%= player.pdgaNumber %>" style="cursor: help;"><%- player.rating || '<span style="color: var(--text-muted); font-style: italic;">Click refresh</span>' %></span>
                         <i class="fas fa-sync-alt refresh-icon" onclick="refreshPlayer(<%= player.pdgaNumber %>)" title="Refresh player data"></i>
                     </div>
-                    <div class="mobile-only rating-change <%= ratingChangeClass %>" style="font-size: 11px; margin-top: 2px;"><%= ratingChangeText %></div>
+                    <% if (ratingChangePillText) { %>
+                    <span class="delta-pill <%= ratingChangePillClass %>"><%= ratingChangePillText %></span>
+                    <% } %>
                     <div class="std-dev-tooltip" id="tooltip-rating-<%= player.pdgaNumber %>"></div>
                 </td>
-                <td class="rating-change <%= ratingChangeClass %> mobile-hide"><%= ratingChangeText %></td>
                 <td class="predicted-rating mobile-hide" id="predicted-<%= player.pdgaNumber %>">
                     <div class="refresh-section">
                         <span class="predicted-value" data-stddev="<%= player.stdDev || '' %>" data-pdga="<%= player.pdgaNumber %>" style="cursor: help;"><%= player.predictedRating || 'N/A' %></span>
                         <i class="fas fa-question-circle debug-icon" onclick="showDebugInfo(<%= player.pdgaNumber %>)" title="Show calculation details" style="margin-left: 5px; color: var(--text-muted); cursor: pointer; opacity: 0.6;"></i>
                         <i class="fas fa-sync-alt refresh-icon" onclick="refreshRoundHistory(<%= player.pdgaNumber %>)" title="Refresh prediction data"></i>
                     </div>
+                    <% if (deltaPredictedPillText) { %>
+                    <span class="delta-pill delta-predicted-pill <%= deltaPredictedPillClass %>"><%= deltaPredictedPillText %></span>
+                    <% } %>
                     <div class="std-dev-tooltip" id="tooltip-stddev-<%= player.pdgaNumber %>"></div>
                 </td>
             </tr>
             <tr id="history-<%= player.pdgaNumber %>" class="expanded-content">
-                <td colspan="6" class="expanded-cell">
+                <td colspan="5" class="expanded-cell">
                     <div class="chart-title">
                         <div class="refresh-section">
                             Rating History for <%= player.name %>
@@ -61,4 +66,4 @@
             <% }); %>
         </tbody>
     </table>
-<% } %>
\ No newline at end of file
+<% } %>